What Section 502 does
The Section 502 Direct Loan program helps eligible low- and very-low-income applicants obtain housing in eligible rural areas. Payment assistance may help eligible borrowers with repayment. USDA evaluates applicants and properties.
Our homeownership pathway
This pathway offers information and referral planning. Expanded Section 502 application packaging remains in development. TCF does not claim a 502 certification or promise financing through this website.
Start with the right questions
Ask about eligible locations, household income limits, repayment ability, property requirements and the application process. A program overview is not a loan approval.